메뉴바로가기 본문바로가기

Quick Menu

  • 멤버쉽
  • 전자민원접수
  • 대출계좌조회
  • 체크카드
  • 지점안내
  • 상품공시실
  • 상품계산기
TOP

Corporate Governance

To gain and secure trust, we exercise fair and sound judgment in our business, and emphasize corporate compliance and risk management

Corporate Governance

  • JT Chinae Savings Bank gives compliance the highest priority and establishes a compliance based management system.
  • Taking compliance into the first consideration for every risk management, in order to promote the management of in-house rules and the organization system, compliance awareness, and thorough compliance, we will continuously enhance fundamentals of compliance by advancing activities to achieve improvements, including in-house training, compliance surveys, and monitoring.

Business governance declaration

  • We will regard all stakeholders, including customers and business clients, as important, and practice our “customers first” approach to meet expectations.
  • Rather than being complacent, we will constantly promote “creative thinking and improvements” and present swift responses to various issues.
  • To practice “timely and precise disclosure of information”, we will carry out tasks with impartial ethical principles.
  • We will create and provide new services and values, making contributions to economic development.

Corporate Governance Structure

  • General Meeting of Shareholders
    • Audit Committee
    • Board of Directors
      • Head of Compliance
      • Chief Executive Officer
      • Compliance Risk Management Committee
      • Loan Review Committee
    • General Meeting of Shareholders

Board Committees

Board of Directors
The current Board of Directors (BOD) comprises 10 members, including 5 inside directors and 5 outside directors. Outside directors monitor the performance of the inside directors, oversee bank operations , and evaluate management recommendations. Inside directors with outside directorships not only contribute to maintaining and strengthening our governance system, but also help our bank approach better decision-making and risk evaluation.
Compliance Committee
Audit committees are made up of two independent outside directors and one inside director, calls a regular meeting every month and also holds ad hoc meetings as needed. Outside directors, who have experiences in the Financial Supervisory Service or other financial institutions, express unbiased opinions independently and objectively and make appropriate improvements, to foster a firmly rooted awareness of compliance. The head of compliance shall normally be invited to attend the meeting for the regular reports.
Compliance Risk Management Committee
JT Chinae Savings Bank has set up a process to prevent a single approval on loan reviews. The bank has also established a system to make a decision through the loan review committee (where members are loan reviewers and internal directors) for exceptional cases such as substantial amount of loans or alterations to the review criteria.
Loan Review Committee
JT Chinae Savings Bank regularly gather financial and non-financial risk problems and compliance from each department, exerts effort for the organization operation to formulate a business climate where every employee respects legislations, and also makes endeavors for further improvements.
Head of Compliance
Chief compliance officer (COO) has consistently controlled and overseen everyone at JT Chinae Savings Bank to comply with all procedures and regulations thoroughly for customers.